Terms & Conditions

Effective Date: October 11, 2025

Terms of Use

Use of this website constitutes your acceptance of and agreement with these Terms of Use. Please read them carefully and in their entirety before using this website.

Acceptance of the Terms of Use

These Terms of Use constitute a legally binding agreement between you, whether as an individual or on behalf of an entity ("you"), and FundsUS.com ("FundsUS," "Company," "we," or "us"). These Terms of Use, together with any documents expressly incorporated by reference, govern your access to and use of www.fundsus.com (the "Website"), including any content, functionality, goods, and services offered on or through the Website.

If you do not agree to these Terms of Use, you must discontinue use of the Website. By using the Website, you also agree to be bound by our Privacy Policy and any additional terms presented when you make a purchase or use particular features, each incorporated herein by reference. Your continued use of the Website after changes are posted constitutes acceptance of those changes.

You must be 18 years of age or older and reside in the United States or its territories to use the Website. If you do not meet these requirements, you are not permitted to access or use the Website.

Accessing the Website; Privacy

We may withdraw or amend the Website, and any service or material on it, in our sole discretion without notice. We will not be liable if any part of the Website is unavailable at any time or for any period. We may restrict access to some or all parts of the Website, including to registered users.

To access certain resources, you may be asked to provide registration details or other information. It is a condition of use that all information you provide is correct, current, and complete. You agree that all information you provide is governed by our Privacy Policy, and you consent to actions we take with respect to your information consistent with that policy.

Intellectual Property Rights

The Website and its entire contents, features, and functionality, including all materials, software, text, displays, images, video, audio, and the design, selection, and arrangement thereof (collectively, the "Content"), are owned by FundsUS, its licensors, or other providers and are protected by U.S. and international intellectual property laws. You agree to abide by all notices and restrictions contained in any Content accessed through the Website.

The Website and Content are provided "AS IS" for your personal, non-commercial use only. Except as expressly permitted below, you may not copy, reproduce, aggregate, post, distribute, modify, translate, publish, broadcast, create derivative works of, publicly display or perform, republish, upload, download, store, transmit, license, encode, sell, or otherwise exploit any Content.

Permitted uses:

  • Your computer may temporarily store copies of materials incidental to your access and viewing.
  • You may store files automatically cached by your web browser for display enhancement.
  • You may reference the Content for non-commercial purposes with proper attribution (including, where possible, an active hyperlink) to the relevant page on the Website.

For any other use, including any commercial use, you must obtain our prior written consent. Contact: info@fundsus.com. No right, title, or interest in or to the Website or any Content is transferred to you, and all rights not expressly granted are reserved by FundsUS.

Trademarks

FundsUS.com, FundsUS, the Company logo, and all related names, logos, product and service names, designs, and slogans are trademarks of FundsUS or its affiliates or licensors. You may not use such marks without our prior written permission. All other names and marks on the Website are the property of their respective owners.

Copyright Claims

If you believe any portion of the Website (including any user content) infringes your copyright, please email a takedown notice to info@fundsus.com. It is our policy to terminate accounts of repeat infringers in appropriate circumstances.

Prohibited Uses

You may use the Website only for lawful purposes and in accordance with these Terms of Use. You agree not to use the Website:

  • In violation of any applicable law or regulation.
  • To exploit or harm minors, including by exposing them to inappropriate content or requesting personally identifiable information.
  • To systematically retrieve Content for any purpose (including scraping or data mining).
  • To disparage, tarnish, defame, or otherwise harm FundsUS, the Website, or our affiliates.
  • To transmit junk mail, spam, or similar solicitations.
  • To advertise or sell goods or services without our prior written approval.
  • To use any buying agent or other third-party agent to make purchases through the Website.
  • To compete with us or otherwise use the Website or Content for any revenue-generating endeavor or commercial enterprise, except as expressly permitted.
  • In any manner that could disable, overburden, damage, impair, or interfere with others' use of the Website.

Additionally, you agree not to:

  • Use robots, spiders, offline readers, search/retrieval applications, or other automated devices, processes, or means to access, retrieve, index, or reproduce the Website or its Content, or to make multiple repetitive inquiries to transactional pages.
  • Use any device, software, or routine that interferes with the proper working of the Website.
  • Introduce viruses, Trojan horses, worms, logic bombs, or other harmful material.
  • Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Website or any server, computer, or database connected to it.
  • Attack the Website via a denial-of-service or distributed denial-of-service attack.
  • Otherwise attempt to interfere with the proper working of the Website.

User Contributions

The Website may contain forums, blogs, message boards, profiles, and other interactive features (collectively, "Interactive Services") that allow users to post or transmit content or materials (collectively, "User Contributions").

All User Contributions must comply with the Content Standards in these Terms of Use. User Contributions are non-confidential and non-proprietary. By providing any User Contribution, you grant us and our service providers, licensees, successors, and assigns a worldwide, royalty-free license to access, store, process, use, reproduce, modify, perform, display, distribute, and otherwise disclose such material for any purpose.

You represent and warrant that:

  • You own or control all rights in and to your User Contributions and have the right to grant the license above.
  • Your User Contributions and their use do not infringe any third-party rights.
  • You have valid consent/releases from each identifiable person in your content.
  • Your User Contributions are not false, misleading, obscene, lewd, violent, harassing, libelous, slanderous, or otherwise objectionable; do not ridicule, disparage, intimidate, or abuse others; do not incite violence; do not violate privacy/publicity rights; do not solicit personal information from minors; do not violate laws protecting minors; and do not include offensive comments connected to race, national origin, gender, sexual orientation, or disability.
  • Your User Contributions comply with these Terms of Use and applicable law.

You are solely responsible for your User Contributions, including legality, reliability, accuracy, and appropriateness. We are not responsible or liable for User Contributions and you agree to indemnify us from claims arising from your User Contributions.

Monitoring and Enforcement; Termination

We may, in our sole discretion:

  • Remove or refuse to post any User Contribution.
  • Take any action we deem appropriate, including if a User Contribution violates these Terms of Use, infringes rights, threatens safety, or could create liability.
  • Disclose your identity to any third party claiming their rights are violated by your postings.
  • Refer matters to law enforcement and cooperate with authorities.
  • Suspend or terminate your access to all or part of the Website for any or no reason.

YOU WAIVE AND HOLD HARMLESS FUNDSUS AND ITS AFFILIATES, LICENSEES, AND SERVICE PROVIDERS FROM ANY CLAIMS RESULTING FROM ACTIONS TAKEN BY ANY OF THE FOREGOING PARTIES DURING OR AS A CONSEQUENCE OF INVESTIGATIONS OR LAW-ENFORCEMENT REQUESTS.

We do not undertake to review all material before posting and cannot ensure prompt removal of objectionable material. We assume no liability for any action or inaction regarding transmissions, communications, or content provided by any user or third party.

Reliance on Information Posted

Information on the Website is provided for general informational purposes only. We do not warrant its accuracy, completeness, or usefulness. Any reliance you place on such information is strictly at your own risk. The Website may include content provided by third parties; such statements and opinions are solely those of the persons providing them.

Information About You and Your Visits

All information we collect on the Website is subject to our Privacy Policy. By using the Website, you consent to all actions taken by us with respect to your information consistent with the Privacy Policy.

Linking to the Website; Social Media Features

You may link to our homepage in a fair and legal manner that does not damage our reputation or suggest endorsement. This Website may provide social media features enabling you to link to or share certain content. You may use these features solely as provided and with respect to the displayed content.

You must not:

  • Establish links from any site you do not own.
  • Frame, deep-link, or in-line link the Website or Content.
  • Link to any part of the Website other than the homepage.
  • Take any action inconsistent with these Terms of Use.

We may withdraw linking permission without notice and may disable social media features and links at any time.

Links from the Website

Links to third-party sites are provided for convenience only. We have no control over third-party content and accept no responsibility for it or for any loss or damage arising from your use of it. Accessing third-party sites is at your own risk and subject to their terms.

Geographic Restrictions

The Website is available only to persons located in the United States. We make no claims that the Website or any of its content is accessible or appropriate outside the United States. If you access the Website from outside the United States, you do so on your own initiative and are responsible for compliance with local laws.

Disclaimer of Warranties

You understand that we cannot and do not guarantee that files available for download from the internet or the Website will be free of viruses or other destructive code. You are responsible for implementing sufficient procedures and checkpoints to satisfy your requirements for antivirus protection and data accuracy, and for maintaining external means for reconstruction of any lost data.

TO THE FULLEST EXTENT PROVIDED BY LAW, YOUR USE OF THE WEBSITE, ITS CONTENT, AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE IS AT YOUR OWN RISK. THE WEBSITE, ITS CONTENT, AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT, AND FITNESS FOR A PARTICULAR PURPOSE.

Limitation on Liability

TO THE FULLEST EXTENT PROVIDED BY LAW, IN NO EVENT WILL FUNDSUS, ITS AFFILIATES, LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE WEBSITE, ANY WEBSITES LINKED TO IT, ANY CONTENT ON THE WEBSITE OR SUCH OTHER WEBSITES, INCLUDING DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES (INCLUDING LOST PROFITS, DATA, GOODWILL, OR BUSINESS), EVEN IF FORESEEABLE. The foregoing does not limit liability for our gross negligence or willful misconduct or any liability that cannot be excluded under applicable law.

Indemnification

You agree to defend, indemnify, and hold harmless FundsUS, its affiliates, licensors, and service providers, and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising from your violation of these Terms of Use or your use of the Website, including your User Contributions, any use of the Content, services, and products other than as expressly authorized, or your use of information obtained from the Website.

Governing Law and Jurisdiction

All matters relating to the Website and these Terms of Use, and any dispute or claim arising therefrom or related thereto (including non-contractual disputes or claims), shall be governed by and construed in accordance with the internal laws of the State of New York, without regard to its conflict-of-laws principles.

Any legal suit, action, or proceeding arising out of or related to these Terms of Use or the Website shall be instituted exclusively in the state courts of New York located in New York County or the federal courts of the Southern District of New York. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts. We retain the right to bring any suit, action, or proceeding against you in your country of residence or any other relevant jurisdiction.

Arbitration

At FundsUS's sole discretion, we may require you to submit any disputes arising from these Terms of Use or use of the Website to final and binding arbitration administered by the American Arbitration Association (AAA) under its applicable rules, with New York law applying and the seat of arbitration in New York, New York.

Limitation on Time to File Claims

ANY DISPUTE, CLAIM, OR CAUSE OF ACTION ARISING OUT OF OR RELATING TO THESE TERMS OF USE OR THE WEBSITE MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES; OTHERWISE, SUCH CLAIM IS PERMANENTLY BARRED.

Waiver and Severability

No waiver by FundsUS of any term or condition shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term. If any provision of these Terms of Use is held invalid, illegal, or unenforceable, such provision shall be limited to the minimum extent necessary so the remaining provisions continue in full force and effect.

Entire Agreement

These Terms of Use, together with our Privacy Policy and any additional terms presented at the time of purchase or use of specific features, constitute the sole and entire agreement between you and FundsUS.com regarding the Website and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the Website.

Modifications

We may change or update the Website or these Terms of Use from time to time in our sole discretion without notice. All changes are effective immediately when posted and apply to all access to and use of the Website thereafter. Your continued use of the Website following posting of revised Terms of Use means you accept and agree to the changes. You are expected to check this page each time you access the Website.

Your Comments and Concerns

This Website is operated by FundsUS.com. Please direct feedback, comments, questions, requests, and other communications regarding the Website to: info@fundsus.com